Jason Stephens | June 3, 2020 | Personal Injury
It can be difficult to know when you should hire a personal injury lawyer. The insurance claims adjuster may tell you that you do not need an attorney. While that may be true, that does not mean it is in your best interest.
The insurance adjuster’s job is to pay as little as possible to settle claims against the insured. The insured is the person who caused your injury. The insurance company is liable for your damages and losses if you prove the insured caused the accident.
Therefore, the claims adjuster is not likely to tell you that you might need a personal injury lawyer to protect your legal rights and best interests. The adjuster is also not going to tell you that you might receive more money for your injury claim if you hire a lawyer.
Situations That Indicate You Need to Talk to a Personal Injury Attorney
There is not a specific list of rules to tell you when to talk to a lawyer about an injury claim. However, some situations typically indicate you could benefit from consulting with an attorney, such as:
- Your case involves the wrongful death of a family member or loved one.
- The insurance company is trying to blame you for the cause of the accident, or alleging you contributed to the cause of your injury.
- A government agency, employee, or vehicle was involved in the accident.
- The accident involved a commercial truck or vehicle.
- Your injuries are catastrophic or involve permanent disability and impairment.
- You are seeking future loss of income, diminished earning potential, or ongoing medical expenses.
- Multiple individuals could share responsibility for your injuries.
- Your injuries involve a defective product, premises liability claim, or animal attack.
- Your injury occurred at work, including construction site accidents and accidents involving oil & gas fields.
- The case involves injuries to a child or child sexual abuse.
- Your injuries were the result of medical negligence or medical errors.
There are many incidents in which having a personal injury attorney involved in your case can be beneficial. Your lawyer provides support and legal guidance as you fight to recover fair compensation for injuries caused by a negligent or reckless party.
How Can a Personal Injury Lawyer Help Me?
The laws governing injury claims are complex. It requires careful analysis and legal knowledge to determine if you have a claim against another person. If you do have a legal cause of action, you need an attorney who understands the legal elements required to prove your claim and how to gather evidence that convinces a judge or jury that the other party is responsible for your injuries and damages.
Some of the ways that a personal injury attorney helps you with your case include:
Deal with Insurance Companies and Claims Adjusters
Anything you do or say could hurt your case. Talking to an insurance company before talking with an attorney can result in a costly mistake.
The claims adjuster is searching for the slightest reason to deny or undervalue your claim. Furthermore, the insurance company may aggressively pressure you to accept an unreasonably low settlement offer.
Your attorney protects you from insurance company tactics and aggressive claims adjuster. Your lawyer handles all discussions and negotiations with the insurance company so that you can focus on your recovery.
Investigates What Happened to You
You must prove that the other party caused your injury to recover compensation for damages and losses. It can be difficult to investigate a car accident, medical malpractice claim, or another accident when you are recovering from injuries. It can also be challenging to conduct comprehensive investigations without experience, resources, and personnel.
Your attorney handles the investigation. Depending on the circumstances of your injury, your attorney may hire experts and investigators to assist with the investigation.
The insurance company has a team of experts, investigators, and professionals working to protect its interests. You deserve to have a legal team working to protect you.
Monitor Deadlines for Filing Claims and Personal Injury Lawsuits
The Statutes of Limitations restrict the time you have to file an injury claim or lawsuit. The time to file a claim or lawsuit varies depending on the type of claim and the parties involved in the claim. Also, factors in a case could shorten or lengthen the deadline.
It is helpful to have a legal team monitoring the deadline for filing various claims and lawsuits. If you miss your deadline, you could lose your legal right to hold the party responsible for your injury accountable and liable for your damages.
Assistance with Obtaining Medical Care
When you are injured, choosing the right medical team is essential to protect your health. It is also essential for building a case for fault and liability against the party who caused your injury.
An attorney can help guide you to various medical experts who can diagnose your injuries and develop a treatment plan. The medical team can also be valuable witnesses if your case goes to trial. Having a trusted medical professional testify in court can have a positive impact on the outcome of your case.
Documenting Damages and Calculating the Value of a Claim
Your attorney’s office helps you gather documentation regarding your damages. You must have evidence of your financial damages, pain, and suffering to recover compensation for a claim. Different types of damages require different evidence.
An experienced lawyer is also skilled in calculating the value of a personal injury claim. Your lawyer uses the evidence in your case to maximize the value of your claim.
Providing Support, Guidance, and Legal Advice
Hiring a personal injury attorney ensures that you receive the legal advice you need about your case. However, it also means that you have emotional support and compassionate guidance as you navigate the claims process and the judicial system. Your legal team is with you as you fight for justice and a fair settlement for your injury claim.